2020 RWF to NAD Historical Review

YEARLY HIGH

0.0204 NAD

YEARLY LOW

0.0147 NAD

YEARLY AVERAGE

0.0172 NAD

2020 RWF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RWF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.0204. Conversely, the yearly low was recorded on December 20, dropping to 0.0147.

This high-to-low spread represents a total annual volatility of 0.0056 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0152 to the December average rate of 0.0151, the exchange rate registered a net change of -1.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0204 was down 50.12% compared to the 2019 peak of 0.0408, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 102 NAD

2019 Average 80 NAD

Yearly Trough Low 74 NAD

Transaction Impact: A difference of 28.09 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0201

0.0146

JanuMarcMayJulySeptNove

RWF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0176, compared to 0.0168 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0176

H2 Avg (Jul–Dec) 0.0168

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0027 NAD (High: 0.0189 / Low: 0.0162). On the other end, July was the most stable month, with a tight range of 0.0008 NAD (High: 0.0180 / Low: 0.0172).

March Spread (Volatile) ±0.0027

July Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0013 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0197) against the same month in 2019 (average: 0.0157), the exchange rate shifted by +0.0040 (+25.43%).

2020 Avg (April) 0.0197

2019 Avg (April) 0.0157

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0158	0.0148	0.0152
February	0.0165	0.0156	0.0159
March	0.0189	0.0162	0.0176
April	0.0204	0.0189	0.0197
May	0.0199	0.0184	0.0193
June	0.0184	0.0174	0.0180
July	0.0180	0.0172	0.0176
August	0.0185	0.0174	0.0180
September	0.0179	0.0169	0.0175
October	0.0189	0.0165	0.0171
November	0.0167	0.0154	0.0158
December	0.0155	0.0147	0.0151