2020 SAR to CAD Historical Review

YEARLY HIGH

0.3859 CAD

YEARLY LOW

0.3385 CAD

YEARLY AVERAGE

0.3574 CAD

2020 SAR to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.3859. Conversely, the yearly low was recorded on December 15, dropping to 0.3385.

This high-to-low spread represents a total annual volatility of 0.0473 CAD. From a start-to-finish perspective, comparing the January average rate of 0.3486 to the December average rate of 0.3414, the exchange rate registered a net change of -2.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3859 was up 5.47% compared to the 2019 peak of 0.3658, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,929 CAD

2019 Average 1,769 CAD

Yearly Trough Low 1,693 CAD

Transaction Impact: A difference of 236.63 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3770

0.3382

JanuMarcMayJulySeptNove

SAR to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3636, compared to 0.3513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0123 points.

H1 Avg (Jan–Jun) 0.3636

H2 Avg (Jul–Dec) 0.3513

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0307 CAD (High: 0.3859 / Low: 0.3552). On the other end, February was the most stable month, with a tight range of 0.0045 CAD (High: 0.3570 / Low: 0.3525).

March Spread (Volatile) ±0.0307

February Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0112 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.3712) against the same month in 2019 (average: 0.3564), the exchange rate shifted by +0.0148 (+4.15%).

2020 Avg (March) 0.3712

2019 Avg (March) 0.3564

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3528	0.3456	0.3486
February	0.3570	0.3525	0.3541
March	0.3859	0.3552	0.3712
April	0.3788	0.3688	0.3738
May	0.3798	0.3662	0.3725
June	0.3648	0.3564	0.3613
July	0.3628	0.3557	0.3602
August	0.3576	0.3477	0.3530
September	0.3569	0.3479	0.3524
October	0.3552	0.3495	0.3522
November	0.3565	0.3462	0.3487
December	0.3449	0.3385	0.3414