2021 SAR to CAD Historical Review

YEARLY HIGH

0.3446 CAD

YEARLY LOW

0.3210 CAD

YEARLY AVERAGE

0.3343 CAD

2021 SAR to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.3446. Conversely, the yearly low was recorded on June 2, dropping to 0.3210.

This high-to-low spread represents a total annual volatility of 0.0236 CAD. From a start-to-finish perspective, comparing the January average rate of 0.3393 to the December average rate of 0.3411, the exchange rate registered a net change of 0.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3446 was down 10.69% compared to the 2020 peak of 0.3859, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,723 CAD

2020 Average 1,787 CAD

Yearly Trough Low 1,605 CAD

Transaction Impact: A difference of 117.78 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3429

0.3216

JanuMarcMayJulySeptNove

SAR to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3327, compared to 0.3359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.3327

H2 Avg (Jul–Dec) 0.3359

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0116 CAD (High: 0.3399 / Low: 0.3284). On the other end, January was the most stable month, with a tight range of 0.0055 CAD (High: 0.3421 / Low: 0.3366).

July Spread (Volatile) ±0.0116

January Spread (Stable) ±0.0055

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0100 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0100

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.3411) against the same month in 2020 (average: 0.3414), the exchange rate shifted by -0.0003 (-0.09%).

2021 Avg (December) 0.3411

2020 Avg (December) 0.3414

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3421	0.3366	0.3393
February	0.3426	0.3337	0.3385
March	0.3380	0.3303	0.3352
April	0.3364	0.3273	0.3334
May	0.3280	0.3213	0.3233
June	0.3324	0.3210	0.3262
July	0.3399	0.3284	0.3335
August	0.3421	0.3324	0.3360
September	0.3418	0.3340	0.3378
October	0.3372	0.3286	0.3317
November	0.3410	0.3299	0.3353
December	0.3446	0.3367	0.3411