YEARLY HIGH
6.9296 CZK
YEARLY LOW
5.6810 CZK
YEARLY AVERAGE
6.1854 CZK

2020 SAR to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 6.9296. Conversely, the yearly low was recorded on December 17, dropping to 5.6810.

This high-to-low spread represents a total annual volatility of 1.2486 CZK. From a start-to-finish perspective, comparing the January average rate of 6.0549 to the December average rate of 5.7568, the exchange rate registered a net change of -4.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 6.9296 was up 9.79% compared to the 2019 peak of 6.3115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 34,648 CZK
2019 Average 30,566 CZK
Yearly Trough Low 28,405 CZK
Transaction Impact: A difference of 6,243.21 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6.7663
5.6650
JanuMarcMayJulySeptNove

SAR to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.3712, compared to 5.9996 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3716 points.

H1 Avg (Jan–Jun) 6.3712
H2 Avg (Jul–Dec) 5.9996

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.9789 CZK (High: 6.9296 / Low: 5.9507). On the other end, January was the most stable month, with a tight range of 0.1151 CZK (High: 6.1104 / Low: 5.9953).

March Spread (Volatile) ±0.9789
January Spread (Stable) ±0.1151

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3388 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3388

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 6.4032) against the same month in 2019 (average: 6.0615), the exchange rate shifted by +0.3418 (+5.64%).

2020 Avg (March) 6.4032
2019 Avg (March) 6.0615

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.1104 5.9953 6.0549
February 6.2057 6.0582 6.1243
March 6.9296 5.9507 6.4032
April 6.8499 6.4985 6.6745
May 6.8179 6.4530 6.6546
June 6.4040 6.2251 6.3157
July 6.3247 5.8888 6.1718
August 5.9572 5.8269 5.8984
September 6.2219 5.8706 6.0503
October 6.2471 6.0883 6.1638
November 6.2441 5.8351 5.9567
December 5.8309 5.6810 5.7568