YEARLY HIGH
6.0782 CZK
YEARLY LOW
5.5348 CZK
YEARLY AVERAGE
5.7815 CZK

2021 SAR to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 6.0782. Conversely, the yearly low was recorded on May 25, dropping to 5.5348.

This high-to-low spread represents a total annual volatility of 0.5434 CZK. From a start-to-finish perspective, comparing the January average rate of 5.7265 to the December average rate of 5.9491, the exchange rate registered a net change of 3.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.0782 was down 12.29% compared to the 2020 peak of 6.9296, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 30,391 CZK
2020 Average 30,925 CZK
Yearly Trough Low 27,674 CZK
Transaction Impact: A difference of 2,717.20 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.9831
5.5752
JanuMarcMayJulySeptNove

SAR to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.7219, compared to 5.8410 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1191 points.

H1 Avg (Jan–Jun) 5.7219
H2 Avg (Jul–Dec) 5.8410

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2749 CZK (High: 6.0782 / Low: 5.8033). On the other end, October was the most stable month, with a tight range of 0.1059 CZK (High: 5.9215 / Low: 5.8156).

November Spread (Volatile) ±0.2749
October Spread (Stable) ±0.1059

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1735 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1735

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 5.9357) against the same month in 2020 (average: 5.9567), the exchange rate shifted by -0.0210 (-0.35%).

2021 Avg (November) 5.9357
2020 Avg (November) 5.9567

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.7822 5.6588 5.7265
February 5.7804 5.6444 5.7051
March 5.9503 5.7771 5.8663
April 5.9149 5.6857 5.7827
May 5.7364 5.5348 5.6092
June 5.7501 5.5466 5.6416
July 5.8302 5.7132 5.7765
August 5.8294 5.7187 5.7696
September 5.8631 5.6954 5.7521
October 5.9215 5.8156 5.8632
November 6.0782 5.8033 5.9357
December 6.0173 5.8261 5.9491