2014 SAR to EUR Historical Review

YEARLY HIGH

0.2202 EUR

YEARLY LOW

0.1914 EUR

YEARLY AVERAGE

0.2010 EUR

2014 SAR to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.2202. Conversely, the yearly low was recorded on March 18, dropping to 0.1914.

This high-to-low spread represents a total annual volatility of 0.0288 EUR. From a start-to-finish perspective, comparing the January average rate of 0.1958 to the December average rate of 0.2165, the exchange rate registered a net change of 10.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2202 was up 5.67% compared to the 2013 peak of 0.2084, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,101 EUR

2013 Average 1,004 EUR

Yearly Trough Low 957 EUR

Transaction Impact: A difference of 144.10 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2188

0.1905

JanuMarcMayJulySeptNove

SAR to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1945, compared to 0.2074 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0129 points.

H1 Avg (Jan–Jun) 0.1945

H2 Avg (Jul–Dec) 0.2074

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0083 EUR (High: 0.2111 / Low: 0.2027). On the other end, June was the most stable month, with a tight range of 0.0023 EUR (High: 0.1970 / Low: 0.1947).

September Spread (Volatile) ±0.0083

June Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0023 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.2165) against the same month in 2013 (average: 0.1946), the exchange rate shifted by +0.0219 (+11.26%).

2014 Avg (December) 0.2165

2013 Avg (December) 0.1946

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1977	0.1939	0.1958
February	0.1977	0.1932	0.1952
March	0.1941	0.1914	0.1929
April	0.1946	0.1920	0.1931
May	0.1962	0.1914	0.1942
June	0.1970	0.1947	0.1960
July	0.1992	0.1949	0.1969
August	0.2030	0.1986	0.2003
September	0.2111	0.2027	0.2070
October	0.2131	0.2079	0.2104
November	0.2154	0.2124	0.2137
December	0.2202	0.2130	0.2165