2021 SAR to EUR Historical Review

YEARLY HIGH

0.2379 EUR

YEARLY LOW

0.2160 EUR

YEARLY AVERAGE

0.2255 EUR

2021 SAR to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.2379. Conversely, the yearly low was recorded on January 6, dropping to 0.2160.

This high-to-low spread represents a total annual volatility of 0.0219 EUR. From a start-to-finish perspective, comparing the January average rate of 0.2191 to the December average rate of 0.2357, the exchange rate registered a net change of 7.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2379 was down 4.65% compared to the 2020 peak of 0.2495, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,190 EUR

2020 Average 1,168 EUR

Yearly Trough Low 1,080 EUR

Transaction Impact: A difference of 109.58 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2374

0.2174

JanuMarcMayJulySeptNove

SAR to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2213, compared to 0.2296 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0084 points.

H1 Avg (Jan–Jun) 0.2213

H2 Avg (Jul–Dec) 0.2296

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0084 EUR (High: 0.2379 / Low: 0.2295). On the other end, July was the most stable month, with a tight range of 0.0023 EUR (High: 0.2265 / Low: 0.2242).

November Spread (Volatile) ±0.0084

July Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0034 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.2338) against the same month in 2020 (average: 0.2251), the exchange rate shifted by +0.0087 (+3.87%).

2021 Avg (November) 0.2338

2020 Avg (November) 0.2251

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2209	0.2160	0.2191
February	0.2228	0.2191	0.2205
March	0.2275	0.2206	0.2241
April	0.2268	0.2197	0.2229
May	0.2221	0.2177	0.2195
June	0.2248	0.2182	0.2216
July	0.2265	0.2242	0.2254
August	0.2283	0.2245	0.2266
September	0.2303	0.2243	0.2265
October	0.2312	0.2282	0.2299
November	0.2379	0.2295	0.2338
December	0.2371	0.2342	0.2357