2014 SAR to GMD Historical Review

YEARLY HIGH

11.5821 GMD

YEARLY LOW

10.1109 GMD

YEARLY AVERAGE

10.6393 GMD

2014 SAR to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 11.5821. Conversely, the yearly low was recorded on January 6, dropping to 10.1109.

This high-to-low spread represents a total annual volatility of 1.4712 GMD. From a start-to-finish perspective, comparing the January average rate of 10.1553 to the December average rate of 11.4883, the exchange rate registered a net change of 13.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 11.5821 was up 13.76% compared to the 2013 peak of 10.1813, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 57,911 GMD

2013 Average 45,145 GMD

Yearly Trough Low 50,554 GMD

Transaction Impact: A difference of 7,356.23 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

11.6269

10.0215

JanuMarcMayJulySeptNove

SAR to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.3375, compared to 10.9411 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6036 points.

H1 Avg (Jan–Jun) 10.3375

H2 Avg (Jul–Dec) 10.9411

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.9589 GMD (High: 11.5103 / Low: 10.5513). On the other end, March was the most stable month, with a tight range of 0.0624 GMD (High: 10.2079 / Low: 10.1455).

October Spread (Volatile) ±0.9589

March Spread (Stable) ±0.0624

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0174 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0174

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 11.4931) against the same month in 2013 (average: 9.2129), the exchange rate shifted by +2.2803 (+24.75%).

2014 Avg (November) 11.4931

2013 Avg (November) 9.2129

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.1854	10.1109	10.1553
February	10.2362	10.1452	10.1726
March	10.2079	10.1455	10.1681
April	10.5868	10.1583	10.3688
May	10.6292	10.5485	10.5770
June	10.6543	10.5471	10.5830
July	10.6134	10.4843	10.5661
August	10.6289	10.5613	10.5932
September	10.6551	10.5458	10.5758
October	11.5103	10.5513	10.9302
November	11.5821	11.4818	11.4931
December	11.5260	11.4361	11.4883