2020 SAR to GMD Historical Review

YEARLY HIGH

13.8318 GMD

YEARLY LOW

13.5000 GMD

YEARLY AVERAGE

13.7169 GMD

2020 SAR to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 8, valuing the pair at 13.8318. Conversely, the yearly low was recorded on March 15, dropping to 13.5000.

This high-to-low spread represents a total annual volatility of 0.3318 GMD. From a start-to-finish perspective, comparing the January average rate of 13.6424 to the December average rate of 13.7963, the exchange rate registered a net change of 1.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.8318 was up 0.85% compared to the 2019 peak of 13.7156, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 69,159 GMD

2019 Average 66,783 GMD

Yearly Trough Low 67,500 GMD

Transaction Impact: A difference of 1,658.94 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.8412

13.5362

JanuMarcMayJulySeptNove

SAR to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6316, compared to 13.8023 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1707 points.

H1 Avg (Jan–Jun) 13.6316

H2 Avg (Jul–Dec) 13.8023

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.1161 GMD (High: 13.7199 / Low: 13.6039). On the other end, November was the most stable month, with a tight range of 0.0146 GMD (High: 13.8119 / Low: 13.7974).

May Spread (Volatile) ±0.1161

November Spread (Stable) ±0.0146

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0415 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0415

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 13.8158) against the same month in 2019 (average: 13.3703), the exchange rate shifted by +0.4455 (+3.33%).

2020 Avg (August) 13.8158

2019 Avg (August) 13.3703

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.6916	13.6189	13.6424
February	13.6340	13.5546	13.6031
March	13.6035	13.5000	13.5616
April	13.6006	13.5348	13.5630
May	13.7199	13.6039	13.6699
June	13.7825	13.7150	13.7495
July	13.8183	13.7485	13.7979
August	13.8318	13.8089	13.8158
September	13.8306	13.7830	13.8018
October	13.8099	13.7901	13.7985
November	13.8119	13.7974	13.8034
December	13.8093	13.7884	13.7963