2020 SAR to INR Historical Review

YEARLY HIGH

20.5044 INR

YEARLY LOW

18.8527 INR

YEARLY AVERAGE

19.7537 INR

2020 SAR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 20.5044. Conversely, the yearly low was recorded on January 15, dropping to 18.8527.

This high-to-low spread represents a total annual volatility of 1.6517 INR. From a start-to-finish perspective, comparing the January average rate of 18.9974 to the December average rate of 19.6344, the exchange rate registered a net change of 3.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.5044 was up 6.56% compared to the 2019 peak of 19.2424, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 102,522 INR

2019 Average 93,861 INR

Yearly Trough Low 94,264 INR

Transaction Impact: A difference of 8,258.39 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.4003

18.8699

JanuMarcMayJulySeptNove

SAR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.7577, compared to 19.7497 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 19.7577

H2 Avg (Jul–Dec) 19.7497

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.1510 INR (High: 20.3895 / Low: 19.2385). On the other end, May was the most stable month, with a tight range of 0.2357 INR (High: 20.2950 / Low: 20.0593).

March Spread (Volatile) ±1.1510

May Spread (Stable) ±0.2357

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2820 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2820

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 20.2728) against the same month in 2019 (average: 18.5116), the exchange rate shifted by +1.7612 (+9.51%).

2020 Avg (April) 20.2728

2019 Avg (April) 18.5116

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.1833	18.8527	18.9974
February	19.2379	18.9544	19.0827
March	20.3895	19.2385	19.8490
April	20.5044	20.0249	20.2728
May	20.2950	20.0593	20.1538
June	20.3665	19.9986	20.1907
July	20.1152	19.8732	19.9703
August	20.0390	19.4981	19.8856
September	19.7127	19.4751	19.6036
October	19.8957	19.4487	19.6132
November	19.9696	19.6752	19.7912
December	19.7536	19.4761	19.6344