2021 SAR to INR Historical Review

YEARLY HIGH

20.3165 INR

YEARLY LOW

19.2993 INR

YEARLY AVERAGE

19.7081 INR

2021 SAR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 20.3165. Conversely, the yearly low was recorded on February 23, dropping to 19.2993.

This high-to-low spread represents a total annual volatility of 1.0171 INR. From a start-to-finish perspective, comparing the January average rate of 19.4896 to the December average rate of 20.0945, the exchange rate registered a net change of 3.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 20.3165 was down 0.92% compared to the 2020 peak of 20.5044, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 101,582 INR

2020 Average 98,775 INR

Yearly Trough Low 96,497 INR

Transaction Impact: A difference of 5,085.60 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

20.1634

19.3362

JanuMarcMayJulySeptNove

SAR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.5528, compared to 19.8633 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3105 points.

H1 Avg (Jan–Jun) 19.5528

H2 Avg (Jul–Dec) 19.8633

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.5748 INR (High: 20.1170 / Low: 19.5422). On the other end, January was the most stable month, with a tight range of 0.1600 INR (High: 19.5929 / Low: 19.4328).

April Spread (Volatile) ±0.5748

January Spread (Stable) ±0.1600

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3409 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3409

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 20.0945) against the same month in 2020 (average: 19.6344), the exchange rate shifted by +0.4601 (+2.34%).

2021 Avg (December) 20.0945

2020 Avg (December) 19.6344

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.5929	19.4328	19.4896
February	19.6493	19.2993	19.4178
March	19.5838	19.2994	19.4051
April	20.1170	19.5422	19.8574
May	19.7576	19.3028	19.5165
June	19.8300	19.4134	19.6305
July	19.9950	19.7946	19.8680
August	19.8658	19.4617	19.7622
September	19.8142	19.4592	19.6234
October	20.1229	19.7699	19.9761
November	20.0089	19.7084	19.8558
December	20.3165	19.8257	20.0945