2020 SAR to PKR Historical Review

YEARLY HIGH

45.0350 PKR

YEARLY LOW

41.0835 PKR

YEARLY AVERAGE

43.1215 PKR

2020 SAR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 8, valuing the pair at 45.0350. Conversely, the yearly low was recorded on March 3, dropping to 41.0835.

This high-to-low spread represents a total annual volatility of 3.9515 PKR. From a start-to-finish perspective, comparing the January average rate of 41.2448 to the December average rate of 42.7234, the exchange rate registered a net change of 3.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 45.0350 was up 3.14% compared to the 2019 peak of 43.6653, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 225,175 PKR

2019 Average 200,237 PKR

Yearly Trough Low 205,418 PKR

Transaction Impact: A difference of 19,757.50 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

45.1860

40.7885

JanuMarcMayJulySeptNove

SAR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 42.5282, compared to 43.7148 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1867 points.

H1 Avg (Jan–Jun) 42.5282

H2 Avg (Jul–Dec) 43.7148

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.0945 PKR (High: 44.1780 / Low: 41.0835). On the other end, February was the most stable month, with a tight range of 0.1297 PKR (High: 41.2266 / Low: 41.0969).

March Spread (Volatile) ±3.0945

February Spread (Stable) ±0.1297

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.0925 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.0925

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 44.8195) against the same month in 2019 (average: 42.4757), the exchange rate shifted by +2.3438 (+5.52%).

2020 Avg (August) 44.8195

2019 Avg (August) 42.4757

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.4942	41.1591	41.2448
February	41.2266	41.0969	41.1550
March	44.1780	41.0835	42.1654
April	44.5649	42.5361	43.7805
May	43.3621	42.1960	42.6881
June	44.8237	43.4327	44.1353
July	44.8263	44.2744	44.5814
August	45.0350	44.1248	44.8195
September	44.3928	44.0894	44.2625
October	44.0107	42.7838	43.4148
November	42.9274	42.1667	42.4874
December	42.8236	42.5479	42.7234