YEARLY HIGH
75.1144 PKR
YEARLY LOW
73.7956 PKR
YEARLY AVERAGE
74.2706 PKR

2026 SAR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SAR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 75.1144. Conversely, the yearly low was recorded on July 29, dropping to 73.7956.

This high-to-low spread represents a total annual volatility of 1.3188 PKR. From a start-to-finish perspective, comparing the January average rate of 74.6347 to the December average rate of 73.9329, the exchange rate registered a net change of -0.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 75.1144 was down 3.94% compared to the 2025 peak of 78.1929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 375,572 PKR
2025 Average 375,385 PKR
Yearly Trough Low 368,978 PKR
Transaction Impact: A difference of 6,594.05 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

74.7048
73.8627
JanuMarcMayJuly

SAR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 74.3703, compared to 73.9717 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3986 points.

H1 Avg (Jan–Jun) 74.3703
H2 Avg (Jul–Dec) 73.9717

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 1.1106 PKR (High: 75.0986 / Low: 73.9880). On the other end, August was the most stable month, with a tight range of 0.0000 PKR (High: 73.9329 / Low: 73.9329).

June Spread (Volatile) ±1.1106
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2046 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.2046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 74.6347) against the same month in 2025 (average: 74.2758), the exchange rate shifted by +0.3589 (+0.48%).

2026 Avg (January) 74.6347
2025 Avg (January) 74.2758

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 75.1144 74.0850 74.6347
February 75.0260 74.3033 74.5181
March 74.7351 73.9693 74.3953
April 74.6571 74.1498 74.3459
May 74.4044 73.8408 74.1413
June 75.0986 73.9880 74.1862
July 74.2093 73.7956 74.0105
August 73.9329 73.9329 73.9329