YEARLY HIGH
5.6618 SCR
YEARLY LOW
3.3493 SCR
YEARLY AVERAGE
4.5718 SCR

2020 SAR to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 5.6618. Conversely, the yearly low was recorded on March 16, dropping to 3.3493.

This high-to-low spread represents a total annual volatility of 2.3125 SCR. From a start-to-finish perspective, comparing the January average rate of 3.6419 to the December average rate of 5.6497, the exchange rate registered a net change of 55.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.6618 was up 50.84% compared to the 2019 peak of 3.7535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 28,309 SCR
2019 Average 18,233 SCR
Yearly Trough Low 16,746 SCR
Transaction Impact: A difference of 11,562.44 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.8507
3.4384
JanuMarcMayJulySeptNove

SAR to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0989, compared to 5.0448 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9459 points.

H1 Avg (Jan–Jun) 4.0989
H2 Avg (Jul–Dec) 5.0448

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 1.0088 SCR (High: 4.6658 / Low: 3.6570). On the other end, September was the most stable month, with a tight range of 0.0251 SCR (High: 4.7942 / Low: 4.7691).

April Spread (Volatile) ±1.0088
September Spread (Stable) ±0.0251

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0032 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.6497) against the same month in 2019 (average: 3.6524), the exchange rate shifted by +1.9972 (+54.68%).

2020 Avg (December) 5.6497
2019 Avg (December) 3.6524

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6662 3.4193 3.6419
February 3.6761 3.5405 3.6426
March 3.7494 3.3493 3.6394
April 4.6658 3.6570 4.3551
May 4.8155 4.2830 4.6313
June 4.7338 4.4799 4.6828
July 4.7800 4.6922 4.7078
August 4.9211 4.7457 4.7633
September 4.7942 4.7691 4.7861
October 5.1530 4.7928 4.9302
November 5.5488 5.1524 5.4318
December 5.6618 5.5482 5.6497