YEARLY HIGH
4.0796 SCR
YEARLY LOW
3.5660 SCR
YEARLY AVERAGE
3.8141 SCR

2025 SAR to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 21, valuing the pair at 4.0796. Conversely, the yearly low was recorded on November 27, dropping to 3.5660.

This high-to-low spread represents a total annual volatility of 0.5136 SCR. From a start-to-finish perspective, comparing the January average rate of 3.8324 to the December average rate of 3.8385, the exchange rate registered a net change of 0.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.0796 was up 1.59% compared to the 2024 peak of 4.0158, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 20,398 SCR
2024 Average 18,220 SCR
Yearly Trough Low 17,830 SCR
Transaction Impact: A difference of 2,568.00 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.9004
3.6733
JanuMarcMayJulySeptNove

SAR to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8240, compared to 3.8042 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0198 points.

H1 Avg (Jan–Jun) 3.8240
H2 Avg (Jul–Dec) 3.8042

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.4826 SCR (High: 4.0615 / Low: 3.5789). On the other end, May was the most stable month, with a tight range of 0.0133 SCR (High: 3.7954 / Low: 3.7820).

December Spread (Volatile) ±0.4826
May Spread (Stable) ±0.0133

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1015 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 3.8815) against the same month in 2024 (average: 3.5842), the exchange rate shifted by +0.2973 (+8.30%).

2025 Avg (September) 3.8815
2024 Avg (September) 3.5842

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0324 3.7657 3.8324
February 4.0243 3.8145 3.8480
March 3.9029 3.7868 3.8261
April 3.8629 3.7856 3.8124
May 3.7954 3.7820 3.7894
June 3.9341 3.7501 3.8360
July 3.8997 3.7520 3.7974
August 4.0141 3.7491 3.8359
September 4.0796 3.7770 3.8815
October 4.0365 3.6167 3.7800
November 4.0310 3.5660 3.6922
December 4.0615 3.5789 3.8385