2021 SBD to PEN Historical Review

YEARLY HIGH

0.5134 PEN

YEARLY LOW

0.4494 PEN

YEARLY AVERAGE

0.4836 PEN

2021 SBD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SBD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 0.5134. Conversely, the yearly low was recorded on January 7, dropping to 0.4494.

This high-to-low spread represents a total annual volatility of 0.0640 PEN. From a start-to-finish perspective, comparing the January average rate of 0.4532 to the December average rate of 0.4999, the exchange rate registered a net change of 10.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5134 was up 13.48% compared to the 2020 peak of 0.4524, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 2,567 PEN

2020 Average 2,123 PEN

Yearly Trough Low 2,247 PEN

Transaction Impact: A difference of 319.75 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5155

0.4475

JanuMarcMayJulySeptNove

SBD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4663, compared to 0.5008 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0345 points.

H1 Avg (Jan–Jun) 0.4663

H2 Avg (Jul–Dec) 0.5008

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0294 PEN (High: 0.4791 / Low: 0.4498). On the other end, February was the most stable month, with a tight range of 0.0044 PEN (High: 0.4576 / Low: 0.4533).

April Spread (Volatile) ±0.0294

February Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0107 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0107

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.4992) against the same month in 2020 (average: 0.4427), the exchange rate shifted by +0.0565 (+12.76%).

2021 Avg (October) 0.4992

2020 Avg (October) 0.4427

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4561	0.4494	0.4532
February	0.4576	0.4533	0.4555
March	0.4706	0.4500	0.4648
April	0.4791	0.4498	0.4622
May	0.4832	0.4587	0.4730
June	0.4976	0.4793	0.4894
July	0.4958	0.4817	0.4897
August	0.5112	0.4872	0.5064
September	0.5129	0.5071	0.5098
October	0.5134	0.4867	0.4992
November	0.5041	0.4972	0.4998
December	0.5062	0.4893	0.4999