2025 SBD to PEN Historical Review

YEARLY HIGH

0.4500 PEN

YEARLY LOW

0.4064 PEN

YEARLY AVERAGE

0.4294 PEN

2025 SBD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SBD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 0.4500. Conversely, the yearly low was recorded on December 10, dropping to 0.4064.

This high-to-low spread represents a total annual volatility of 0.0436 PEN. From a start-to-finish perspective, comparing the January average rate of 0.4445 to the December average rate of 0.4114, the exchange rate registered a net change of -7.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4500 was down 2.18% compared to the 2024 peak of 0.4600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 2,250 PEN

2024 Average 2,228 PEN

Yearly Trough Low 2,032 PEN

Transaction Impact: A difference of 217.96 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4480

0.4060

JanuMarcMayJulySeptNove

SBD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4388, compared to 0.4199 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0189 points.

H1 Avg (Jan–Jun) 0.4388

H2 Avg (Jul–Dec) 0.4199

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0147 PEN (High: 0.4371 / Low: 0.4224). On the other end, November was the most stable month, with a tight range of 0.0037 PEN (High: 0.4115 / Low: 0.4077).

August Spread (Volatile) ±0.0147

November Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0106 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.4440) against the same month in 2024 (average: 0.4382), the exchange rate shifted by +0.0058 (+1.32%).

2025 Avg (April) 0.4440

2024 Avg (April) 0.4382

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4493	0.4392	0.4445
February	0.4470	0.4343	0.4390
March	0.4417	0.4293	0.4342
April	0.4500	0.4401	0.4440
May	0.4427	0.4361	0.4395
June	0.4362	0.4250	0.4317
July	0.4364	0.4252	0.4278
August	0.4371	0.4224	0.4303
September	0.4300	0.4230	0.4256
October	0.4220	0.4103	0.4150
November	0.4115	0.4077	0.4095
December	0.4169	0.4064	0.4114