2020 SBD to SAR Historical Review

YEARLY HIGH

0.4690 SAR

YEARLY LOW

0.4393 SAR

YEARLY AVERAGE

0.4559 SAR

2020 SBD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.4690. Conversely, the yearly low was recorded on March 3, dropping to 0.4393.

This high-to-low spread represents a total annual volatility of 0.0296 SAR. From a start-to-finish perspective, comparing the January average rate of 0.4530 to the December average rate of 0.4665, the exchange rate registered a net change of 2.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4690 was down 0.28% compared to the 2019 peak of 0.4703, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 2,345 SAR

2019 Average 2,287 SAR

Yearly Trough Low 2,197 SAR

Transaction Impact: A difference of 148.19 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4682

0.4483

JanuMarcMayJulySeptNove

SBD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4524, compared to 0.4594 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 0.4524

H2 Avg (Jul–Dec) 0.4594

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0164 SAR (High: 0.4558 / Low: 0.4393). On the other end, June was the most stable month, with a tight range of 0.0019 SAR (High: 0.4509 / Low: 0.4490).

March Spread (Volatile) ±0.0164

June Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0012 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.4665) against the same month in 2019 (average: 0.4528), the exchange rate shifted by +0.0137 (+3.03%).

2020 Avg (December) 0.4665

2019 Avg (December) 0.4528

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4600	0.4501	0.4530
February	0.4561	0.4536	0.4545
March	0.4558	0.4393	0.4535
April	0.4535	0.4509	0.4523
May	0.4544	0.4482	0.4512
June	0.4509	0.4490	0.4500
July	0.4552	0.4481	0.4508
August	0.4559	0.4536	0.4543
September	0.4613	0.4537	0.4585
October	0.4643	0.4593	0.4618
November	0.4687	0.4629	0.4647
December	0.4690	0.4641	0.4665