2021 SBD to SAR Historical Review

YEARLY HIGH

0.4740 SAR

YEARLY LOW

0.4601 SAR

YEARLY AVERAGE

0.4676 SAR

2021 SBD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SBD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.4740. Conversely, the yearly low was recorded on March 3, dropping to 0.4601.

This high-to-low spread represents a total annual volatility of 0.0139 SAR. From a start-to-finish perspective, comparing the January average rate of 0.4686 to the December average rate of 0.4640, the exchange rate registered a net change of -1.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4740 was up 1.07% compared to the 2020 peak of 0.4690, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 2,370 SAR

2020 Average 2,280 SAR

Yearly Trough Low 2,300 SAR

Transaction Impact: A difference of 69.66 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4712

0.4633

JanuMarcMayJulySeptNove

SBD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4695, compared to 0.4657 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 0.4695

H2 Avg (Jul–Dec) 0.4657

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0139 SAR (High: 0.4740 / Low: 0.4601). On the other end, August was the most stable month, with a tight range of 0.0007 SAR (High: 0.4659 / Low: 0.4653).

March Spread (Volatile) ±0.0139

August Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0025 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.4703) against the same month in 2020 (average: 0.4535), the exchange rate shifted by +0.0167 (+3.69%).

2021 Avg (March) 0.4703

2020 Avg (March) 0.4535

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4708	0.4651	0.4686
February	0.4700	0.4669	0.4686
March	0.4740	0.4601	0.4703
April	0.4712	0.4688	0.4697
May	0.4713	0.4697	0.4706
June	0.4701	0.4671	0.4690
July	0.4675	0.4652	0.4665
August	0.4659	0.4653	0.4657
September	0.4659	0.4651	0.4654
October	0.4673	0.4648	0.4659
November	0.4677	0.4651	0.4664
December	0.4650	0.4631	0.4640