2025 SBD to XPF Historical Review

YEARLY HIGH

13.8626 XPF

YEARLY LOW

12.1247 XPF

YEARLY AVERAGE

12.7278 XPF

2025 SBD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SBD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 13.8626. Conversely, the yearly low was recorded on July 1, dropping to 12.1247.

This high-to-low spread represents a total annual volatility of 1.7380 XPF. From a start-to-finish perspective, comparing the January average rate of 13.6716 to the December average rate of 12.4469, the exchange rate registered a net change of -8.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 13.8626 was up 0.80% compared to the 2024 peak of 13.7527, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 69,313 XPF

2024 Average 65,474 XPF

Yearly Trough Low 60,623 XPF

Transaction Impact: A difference of 8,689.91 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

13.8096

12.1535

JanuMarcMayJulySeptNove

SBD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.0336, compared to 12.4221 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6115 points.

H1 Avg (Jan–Jun) 13.0336

H2 Avg (Jul–Dec) 12.4221

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.8022 XPF (High: 13.2490 / Low: 12.4467). On the other end, August was the most stable month, with a tight range of 0.1227 XPF (High: 12.5041 / Low: 12.3814).

April Spread (Volatile) ±0.8022

August Spread (Stable) ±0.1227

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4535 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4535

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 13.6716) against the same month in 2024 (average: 12.9892), the exchange rate shifted by +0.6824 (+5.25%).

2025 Avg (January) 13.6716

2024 Avg (January) 12.9892

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.8626	13.4620	13.6716
February	13.7755	13.4668	13.5773
March	13.6352	12.9696	13.1238
April	13.2490	12.4467	12.7437
May	12.8794	12.5472	12.6877
June	12.5867	12.1442	12.3972
July	12.6727	12.1247	12.2915
August	12.5041	12.3814	12.4467
September	12.4634	12.2334	12.3714
October	12.5353	12.3177	12.4433
November	12.6236	12.4559	12.5326
December	12.5083	12.3460	12.4469