YEARLY HIGH
12.9602 XPF
YEARLY LOW
12.2874 XPF
YEARLY AVERAGE
12.6895 XPF

2026 SBD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SBD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 12.9602. Conversely, the yearly low was recorded on January 27, dropping to 12.2874.

This high-to-low spread represents a total annual volatility of 0.6728 XPF. From a start-to-finish perspective, comparing the January average rate of 12.5247 to the December average rate of 12.8231, the exchange rate registered a net change of 2.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 12.9602 was down 6.51% compared to the 2025 peak of 13.8626, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 64,801 XPF
2025 Average 63,616 XPF
Yearly Trough Low 61,437 XPF
Transaction Impact: A difference of 3,364.18 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

12.8548
12.4947
JanuFebrMarcApriMayJune

SBD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.6895, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 12.6895 points.

H1 Avg (Jan–Jun) 12.6895
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.3735 XPF (High: 12.6609 / Low: 12.2874). On the other end, June was the most stable month, with a tight range of 0.1107 XPF (High: 12.8694 / Low: 12.7588).

January Spread (Volatile) ±0.3735
June Spread (Stable) ±0.1107

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1315 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1315

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 12.8248) against the same month in 2025 (average: 13.1238), the exchange rate shifted by -0.2991 (-2.28%).

2026 Avg (March) 12.8248
2025 Avg (March) 13.1238

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12.6609 12.2874 12.5247
February 12.5979 12.4456 12.5343
March 12.9602 12.6135 12.8248
April 12.8972 12.5576 12.6933
May 12.7914 12.6515 12.7366
June 12.8694 12.7588 12.8231