YEARLY HIGH
0.1049 CAD
YEARLY LOW
0.0898 CAD
YEARLY AVERAGE
0.0978 CAD

2025 SCR to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 27, valuing the pair at 0.1049. Conversely, the yearly low was recorded on December 25, dropping to 0.0898.

This high-to-low spread represents a total annual volatility of 0.0151 CAD. From a start-to-finish perspective, comparing the January average rate of 0.1002 to the December average rate of 0.0959, the exchange rate registered a net change of -4.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1049 was down 0.68% compared to the 2024 peak of 0.1056, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 524 CAD
2024 Average 501 CAD
Yearly Trough Low 449 CAD
Transaction Impact: A difference of 75.46 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1022
0.0944
JanuMarcMayJulySeptNove

SCR to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0983, compared to 0.0972 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0983
H2 Avg (Jul–Dec) 0.0972

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.0135 CAD (High: 0.1033 / Low: 0.0898). On the other end, May was the most stable month, with a tight range of 0.0017 CAD (High: 0.0983 / Low: 0.0966).

December Spread (Volatile) ±0.0135
May Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0057 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.1015) against the same month in 2024 (average: 0.1017), the exchange rate shifted by -0.0002 (-0.17%).

2025 Avg (November) 0.1015
2024 Avg (November) 0.1017

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1020 0.0948 0.1002
February 0.1014 0.0950 0.0991
March 0.1012 0.0982 0.1001
April 0.0993 0.0961 0.0977
May 0.0983 0.0966 0.0975
June 0.0972 0.0920 0.0951
July 0.0980 0.0932 0.0961
August 0.0984 0.0916 0.0959
September 0.0979 0.0904 0.0951
October 0.1032 0.0927 0.0988
November 0.1049 0.0929 0.1015
December 0.1033 0.0898 0.0959