YEARLY HIGH
0.0689 EUR
YEARLY LOW
0.0557 EUR
YEARLY AVERAGE
0.0620 EUR

2025 SCR to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0689. Conversely, the yearly low was recorded on December 25, dropping to 0.0557.

This high-to-low spread represents a total annual volatility of 0.0132 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0672 to the December average rate of 0.0594, the exchange rate registered a net change of -11.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0689 was down 3.79% compared to the 2024 peak of 0.0716, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 344 EUR
2024 Average 338 EUR
Yearly Trough Low 279 EUR
Transaction Impact: A difference of 65.77 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0681
0.0577
JanuMarcMayJulySeptNove

SCR to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0639, compared to 0.0601 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.0639
H2 Avg (Jul–Dec) 0.0601

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.0079 EUR (High: 0.0636 / Low: 0.0557). On the other end, May was the most stable month, with a tight range of 0.0017 EUR (High: 0.0634 / Low: 0.0618).

December Spread (Volatile) ±0.0079
May Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0031 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0672) against the same month in 2024 (average: 0.0685), the exchange rate shifted by -0.0013 (-1.88%).

2025 Avg (January) 0.0672
2024 Avg (January) 0.0685

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0689 0.0635 0.0672
February 0.0677 0.0643 0.0666
March 0.0670 0.0629 0.0645
April 0.0639 0.0606 0.0622
May 0.0634 0.0618 0.0624
June 0.0620 0.0584 0.0603
July 0.0619 0.0582 0.0601
August 0.0611 0.0566 0.0596
September 0.0606 0.0557 0.0586
October 0.0635 0.0567 0.0606
November 0.0644 0.0569 0.0625
December 0.0636 0.0557 0.0594