2014 SCR to EUR Historical Review

YEARLY HIGH

0.0618 EUR

YEARLY LOW

0.0558 EUR

YEARLY AVERAGE

0.0593 EUR

2014 SCR to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SCR to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0618. Conversely, the yearly low was recorded on October 28, dropping to 0.0558.

This high-to-low spread represents a total annual volatility of 0.0059 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0608 to the December average rate of 0.0581, the exchange rate registered a net change of -4.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0618 was down 7.55% compared to the 2013 peak of 0.0668, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 309 EUR

2013 Average 312 EUR

Yearly Trough Low 279 EUR

Transaction Impact: A difference of 29.72 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0613

0.0561

JanuMarcMayJulySeptNove

SCR to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0601, compared to 0.0586 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0601

H2 Avg (Jul–Dec) 0.0586

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0054 EUR (High: 0.0618 / Low: 0.0564). On the other end, November was the most stable month, with a tight range of 0.0008 EUR (High: 0.0569 / Low: 0.0561).

December Spread (Volatile) ±0.0054

November Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0014 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0581) against the same month in 2013 (average: 0.0605), the exchange rate shifted by -0.0024 (-3.97%).

2014 Avg (December) 0.0581

2013 Avg (December) 0.0605

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0614	0.0602	0.0608
February	0.0611	0.0599	0.0603
March	0.0606	0.0588	0.0596
April	0.0608	0.0588	0.0600
May	0.0612	0.0583	0.0597
June	0.0606	0.0592	0.0599
July	0.0605	0.0592	0.0600
August	0.0609	0.0585	0.0597
September	0.0602	0.0585	0.0593
October	0.0606	0.0558	0.0579
November	0.0569	0.0561	0.0565
December	0.0618	0.0564	0.0581