YEARLY HIGH
0.0695 EUR
YEARLY LOW
0.0378 EUR
YEARLY AVERAGE
0.0543 EUR

2021 SCR to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SCR to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.0695. Conversely, the yearly low was recorded on January 10, dropping to 0.0378.

This high-to-low spread represents a total annual volatility of 0.0317 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0387 to the December average rate of 0.0658, the exchange rate registered a net change of 69.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0695 was down 2.47% compared to the 2020 peak of 0.0713, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 347 EUR
2020 Average 262 EUR
Yearly Trough Low 189 EUR
Transaction Impact: A difference of 158.39 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0685
0.0360
JanuMarcMayJulySeptNove

SCR to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0458, compared to 0.0629 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0171 points.

H1 Avg (Jan–Jun) 0.0458
H2 Avg (Jul–Dec) 0.0629

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0189 EUR (High: 0.0598 / Low: 0.0409). On the other end, February was the most stable month, with a tight range of 0.0012 EUR (High: 0.0395 / Low: 0.0384).

April Spread (Volatile) ±0.0189
February Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0022 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0650) against the same month in 2020 (average: 0.0415), the exchange rate shifted by +0.0236 (+56.80%).

2021 Avg (November) 0.0650
2020 Avg (November) 0.0415

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0391 0.0378 0.0387
February 0.0395 0.0384 0.0391
March 0.0417 0.0390 0.0397
April 0.0598 0.0409 0.0516
May 0.0562 0.0496 0.0523
June 0.0570 0.0496 0.0534
July 0.0625 0.0515 0.0573
August 0.0664 0.0556 0.0620
September 0.0666 0.0607 0.0648
October 0.0674 0.0577 0.0625
November 0.0695 0.0594 0.0650
December 0.0692 0.0592 0.0658