YEARLY HIGH
0.7155 MAD
YEARLY LOW
0.5907 MAD
YEARLY AVERAGE
0.6538 MAD

2025 SCR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.7155. Conversely, the yearly low was recorded on September 18, dropping to 0.5907.

This high-to-low spread represents a total annual volatility of 0.1247 MAD. From a start-to-finish perspective, comparing the January average rate of 0.6985 to the December average rate of 0.6384, the exchange rate registered a net change of -8.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7155 was down 6.45% compared to the 2024 peak of 0.7648, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 3,577 MAD
2024 Average 3,636 MAD
Yearly Trough Low 2,954 MAD
Transaction Impact: A difference of 623.72 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7063
0.6134
JanuMarcMayJulySeptNove

SCR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6680, compared to 0.6397 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0283 points.

H1 Avg (Jan–Jun) 0.6680
H2 Avg (Jul–Dec) 0.6397

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.0858 MAD (High: 0.6848 / Low: 0.5990). On the other end, May was the most stable month, with a tight range of 0.0107 MAD (High: 0.6569 / Low: 0.6462).

December Spread (Volatile) ±0.0858
May Spread (Stable) ±0.0107

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0315 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0315

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.6985) against the same month in 2024 (average: 0.7438), the exchange rate shifted by -0.0452 (-6.08%).

2025 Avg (January) 0.6985
2024 Avg (January) 0.7438

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7155 0.6641 0.6985
February 0.7039 0.6656 0.6929
March 0.6937 0.6648 0.6761
April 0.6701 0.6446 0.6542
May 0.6569 0.6462 0.6515
June 0.6512 0.6167 0.6345
July 0.6450 0.6159 0.6330
August 0.6435 0.5946 0.6277
September 0.6404 0.5907 0.6212
October 0.6807 0.6074 0.6477
November 0.6922 0.6127 0.6699
December 0.6848 0.5990 0.6384