YEARLY HIGH
0.2800 PEN
YEARLY LOW
0.1688 PEN
YEARLY AVERAGE
0.2074 PEN

2020 SCR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 0.2800. Conversely, the yearly low was recorded on December 5, dropping to 0.1688.

This high-to-low spread represents a total annual volatility of 0.1112 PEN. From a start-to-finish perspective, comparing the January average rate of 0.2434 to the December average rate of 0.1699, the exchange rate registered a net change of -30.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2800 was up 2.78% compared to the 2019 peak of 0.2725, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 1,400 PEN
2019 Average 1,220 PEN
Yearly Trough Low 844 PEN
Transaction Impact: A difference of 556.18 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2639
0.1613
JanuMarcMayJulySeptNove

SCR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2251, compared to 0.1897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0354 points.

H1 Avg (Jan–Jun) 0.2251
H2 Avg (Jul–Dec) 0.1897

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0582 PEN (High: 0.2505 / Low: 0.1922). On the other end, September was the most stable month, with a tight range of 0.0039 PEN (High: 0.2003 / Low: 0.1964).

April Spread (Volatile) ±0.0582
September Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0458 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0458

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2553) against the same month in 2019 (average: 0.2414), the exchange rate shifted by +0.0139 (+5.78%).

2020 Avg (March) 0.2553
2019 Avg (March) 0.2414

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2577 0.2414 0.2434
February 0.2601 0.2454 0.2482
March 0.2800 0.2391 0.2553
April 0.2505 0.1922 0.2095
May 0.2136 0.1882 0.1965
June 0.2084 0.1931 0.1978
July 0.2014 0.1959 0.1992
August 0.2011 0.1934 0.1993
September 0.2003 0.1964 0.1981
October 0.2015 0.1866 0.1946
November 0.1871 0.1723 0.1772
December 0.1734 0.1688 0.1699