YEARLY HIGH
0.2671 PEN
YEARLY LOW
0.2209 PEN
YEARLY AVERAGE
0.2495 PEN

2025 SCR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.2671. Conversely, the yearly low was recorded on December 25, dropping to 0.2209.

This high-to-low spread represents a total annual volatility of 0.0461 PEN. From a start-to-finish perspective, comparing the January average rate of 0.2608 to the December average rate of 0.2342, the exchange rate registered a net change of -10.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2671 was down 9.32% compared to the 2024 peak of 0.2945, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 1,335 PEN
2024 Average 1,373 PEN
Yearly Trough Low 1,105 PEN
Transaction Impact: A difference of 230.62 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2635
0.2315
JanuMarcMayJulySeptNove

SCR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2566, compared to 0.2425 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0140 points.

H1 Avg (Jan–Jun) 0.2566
H2 Avg (Jul–Dec) 0.2425

Volatility Range Comparison

Volatility

The most volatile month in 2025 was November, with a trading range of 0.0290 PEN (High: 0.2518 / Low: 0.2228). On the other end, May was the most stable month, with a tight range of 0.0036 PEN (High: 0.2598 / Low: 0.2562).

November Spread (Volatile) ±0.0290
May Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0095 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0095

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.2608) against the same month in 2024 (average: 0.2789), the exchange rate shifted by -0.0181 (-6.48%).

2025 Avg (January) 0.2608
2024 Avg (January) 0.2789

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2671 0.2466 0.2608
February 0.2605 0.2466 0.2568
March 0.2589 0.2511 0.2547
April 0.2624 0.2537 0.2587
May 0.2598 0.2562 0.2579
June 0.2562 0.2433 0.2504
July 0.2544 0.2430 0.2496
August 0.2546 0.2307 0.2460
September 0.2496 0.2286 0.2405
October 0.2503 0.2231 0.2412
November 0.2518 0.2228 0.2437
December 0.2491 0.2209 0.2342