YEARLY HIGH
1.3777 ZAR
YEARLY LOW
1.0924 ZAR
YEARLY AVERAGE
1.2509 ZAR

2025 SCR to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 1.3777. Conversely, the yearly low was recorded on December 25, dropping to 1.0924.

This high-to-low spread represents a total annual volatility of 0.2853 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.3030 to the December average rate of 1.1702, the exchange rate registered a net change of -10.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.3777 was down 5.75% compared to the 2024 peak of 1.4617, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 6,889 ZAR
2024 Average 6,708 ZAR
Yearly Trough Low 5,462 ZAR
Transaction Impact: A difference of 1,426.36 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.3390
1.1549
JanuMarcMayJulySeptNove

SCR to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2830, compared to 1.2189 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0641 points.

H1 Avg (Jan–Jun) 1.2830
H2 Avg (Jul–Dec) 1.2189

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.1687 ZAR (High: 1.2611 / Low: 1.0924). On the other end, March was the most stable month, with a tight range of 0.0522 ZAR (High: 1.2996 / Low: 1.2474).

December Spread (Volatile) ±0.1687
March Spread (Stable) ±0.0522

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0755 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0755

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 1.3237) against the same month in 2024 (average: 1.3897), the exchange rate shifted by -0.0660 (-4.75%).

2025 Avg (April) 1.3237
2024 Avg (April) 1.3897

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3393 1.2252 1.3030
February 1.3109 1.2255 1.2815
March 1.2996 1.2474 1.2746
April 1.3777 1.2746 1.3237
May 1.3042 1.2515 1.2740
June 1.2721 1.2029 1.2413
July 1.2879 1.2006 1.2475
August 1.2680 1.1577 1.2307
September 1.2480 1.1362 1.1982
October 1.2847 1.1380 1.2209
November 1.2822 1.1279 1.2458
December 1.2611 1.0924 1.1702