YEARLY HIGH
1.2530 ZAR
YEARLY LOW
1.0572 ZAR
YEARLY AVERAGE
1.1857 ZAR

2026 SCR to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SCR to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 10, valuing the pair at 1.2530. Conversely, the yearly low was recorded on February 24, dropping to 1.0572.

This high-to-low spread represents a total annual volatility of 0.1958 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.1594 to the December average rate of 1.2135, the exchange rate registered a net change of 4.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.2530 was down 9.05% compared to the 2025 peak of 1.3777, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 6,265 ZAR
2025 Average 6,253 ZAR
Yearly Trough Low 5,286 ZAR
Transaction Impact: A difference of 979.00 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.2189
1.1540
JanuMarcMayJuly

SCR to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1774, compared to 1.2106 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0332 points.

H1 Avg (Jan–Jun) 1.1774
H2 Avg (Jul–Dec) 1.2106

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.1636 ZAR (High: 1.2208 / Low: 1.0572). On the other end, May was the most stable month, with a tight range of 0.0298 ZAR (High: 1.2160 / Low: 1.1862).

February Spread (Volatile) ±0.1636
May Spread (Stable) ±0.0298

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0248 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0248

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 1.2020) against the same month in 2025 (average: 1.2413), the exchange rate shifted by -0.0393 (-3.17%).

2026 Avg (June) 1.2020
2025 Avg (June) 1.2413

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2313 1.0715 1.1594
February 1.2208 1.0572 1.1595
March 1.2433 1.1032 1.1854
April 1.2205 1.0812 1.1605
May 1.2160 1.1862 1.1979
June 1.2530 1.1597 1.2020
July 1.2477 1.1203 1.2077
August 1.2258 1.1945 1.2135