2014 SDG to HRK Historical Review

YEARLY HIGH

1.1103 HRK

YEARLY LOW

0.9578 HRK

YEARLY AVERAGE

1.0104 HRK

2014 SDG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SDG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.1103. Conversely, the yearly low was recorded on May 6, dropping to 0.9578.

This high-to-low spread represents a total annual volatility of 0.1525 HRK. From a start-to-finish perspective, comparing the January average rate of 0.9836 to the December average rate of 1.0932, the exchange rate registered a net change of 11.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.1103 was down 17.44% compared to the 2013 peak of 1.3448, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SDG based on timing:

Yearly Peak High 5,552 HRK

2013 Average 6,340 HRK

Yearly Trough Low 4,789 HRK

Transaction Impact: A difference of 762.69 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.1055

0.9579

JanuMarcMayJulySeptNove

SDG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9767, compared to 1.0442 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0675 points.

H1 Avg (Jan–Jun) 0.9767

H2 Avg (Jul–Dec) 1.0442

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0457 HRK (High: 1.0620 / Low: 1.0163). On the other end, June was the most stable month, with a tight range of 0.0109 HRK (High: 0.9835 / Low: 0.9726).

September Spread (Volatile) ±0.0457

June Spread (Stable) ±0.0109

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0111 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.0932) against the same month in 2013 (average: 0.9776), the exchange rate shifted by +0.1156 (+11.83%).

2014 Avg (December) 1.0932

2013 Avg (December) 0.9776

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9946	0.9725	0.9836
February	0.9946	0.9745	0.9844
March	0.9790	0.9661	0.9733
April	0.9793	0.9632	0.9702
May	0.9799	0.9578	0.9708
June	0.9835	0.9726	0.9780
July	1.0013	0.9736	0.9869
August	1.0177	0.9989	1.0059
September	1.0620	1.0163	1.0376
October	1.0706	1.0521	1.0611
November	1.0884	1.0710	1.0802
December	1.1103	1.0776	1.0932