2020 SDG to HRK Historical Review

YEARLY HIGH

0.1493 HRK

YEARLY LOW

0.1111 HRK

YEARLY AVERAGE

0.1225 HRK

2020 SDG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SDG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.1493. Conversely, the yearly low was recorded on December 30, dropping to 0.1111.

This high-to-low spread represents a total annual volatility of 0.0382 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1480 to the December average rate of 0.1121, the exchange rate registered a net change of -24.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1493 was down 1.00% compared to the 2019 peak of 0.1508, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SDG based on timing:

Yearly Peak High 746 HRK

2019 Average 722 HRK

Yearly Trough Low 555 HRK

Transaction Impact: A difference of 190.82 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1516

0.1085

JanuMarcMayJulySeptNove

SDG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1295, compared to 0.1155 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0140 points.

H1 Avg (Jan–Jun) 0.1295

H2 Avg (Jul–Dec) 0.1155

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0136 HRK (High: 0.1375 / Low: 0.1239). On the other end, August was the most stable month, with a tight range of 0.0020 HRK (High: 0.1155 / Low: 0.1136).

February Spread (Volatile) ±0.0136

August Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0161 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0161

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1480) against the same month in 2019 (average: 0.1368), the exchange rate shifted by +0.0112 (+8.21%).

2020 Avg (January) 0.1480

2019 Avg (January) 0.1368

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1493	0.1371	0.1480
February	0.1375	0.1239	0.1319
March	0.1292	0.1190	0.1239
April	0.1278	0.1251	0.1263
May	0.1267	0.1236	0.1255
June	0.1234	0.1204	0.1217
July	0.1217	0.1140	0.1188
August	0.1155	0.1136	0.1147
September	0.1174	0.1142	0.1157
October	0.1176	0.1156	0.1164
November	0.1176	0.1142	0.1154
December	0.1131	0.1111	0.1121