2014 SDG to SGD Historical Review

YEARLY HIGH

0.2328 SGD

YEARLY LOW

0.2175 SGD

YEARLY AVERAGE

0.2225 SGD

2014 SDG to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SDG to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 0.2328. Conversely, the yearly low was recorded on July 23, dropping to 0.2175.

This high-to-low spread represents a total annual volatility of 0.0153 SGD. From a start-to-finish perspective, comparing the January average rate of 0.2233 to the December average rate of 0.2310, the exchange rate registered a net change of 3.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2328 was down 20.10% compared to the 2013 peak of 0.2914, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SDG based on timing:

Yearly Peak High 1,164 SGD

2013 Average 1,389 SGD

Yearly Trough Low 1,088 SGD

Transaction Impact: A difference of 76.53 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2323

0.2170

JanuMarcMayJulySeptNove

SDG to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2214, compared to 0.2236 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.2214

H2 Avg (Jul–Dec) 0.2236

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0049 SGD (High: 0.2239 / Low: 0.2190). On the other end, August was the most stable month, with a tight range of 0.0012 SGD (High: 0.2198 / Low: 0.2186).

September Spread (Volatile) ±0.0049

August Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0023 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.2310) against the same month in 2013 (average: 0.2209), the exchange rate shifted by +0.0102 (+4.60%).

2014 Avg (December) 0.2310

2013 Avg (December) 0.2209

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2247	0.2218	0.2233
February	0.2240	0.2208	0.2224
March	0.2241	0.2211	0.2227
April	0.2219	0.2193	0.2205
May	0.2204	0.2190	0.2197
June	0.2207	0.2191	0.2197
July	0.2190	0.2175	0.2182
August	0.2198	0.2186	0.2192
September	0.2239	0.2190	0.2217
October	0.2249	0.2227	0.2239
November	0.2291	0.2255	0.2276
December	0.2328	0.2291	0.2310