2020 SDG to SGD Historical Review

YEARLY HIGH

0.0301 SGD

YEARLY LOW

0.0239 SGD

YEARLY AVERAGE

0.0255 SGD

2020 SDG to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SDG to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 0.0301. Conversely, the yearly low was recorded on December 31, dropping to 0.0239.

This high-to-low spread represents a total annual volatility of 0.0061 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0298 to the December average rate of 0.0241, the exchange rate registered a net change of -19.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0301 was down 4.04% compared to the 2019 peak of 0.0313, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SDG based on timing:

Yearly Peak High 150 SGD

2019 Average 149 SGD

Yearly Trough Low 120 SGD

Transaction Impact: A difference of 30.72 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0304

0.0235

JanuMarcMayJulySeptNove

SDG to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0265, compared to 0.0246 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0265

H2 Avg (Jul–Dec) 0.0246

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0025 SGD (High: 0.0280 / Low: 0.0255). On the other end, October was the most stable month, with a tight range of 0.0002 SGD (High: 0.0247 / Low: 0.0245).

February Spread (Volatile) ±0.0025

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0030 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0298) against the same month in 2019 (average: 0.0285), the exchange rate shifted by +0.0013 (+4.59%).

2020 Avg (January) 0.0298

2019 Avg (January) 0.0285

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0301	0.0279	0.0298
February	0.0280	0.0255	0.0268
March	0.0263	0.0249	0.0256
April	0.0260	0.0255	0.0257
May	0.0258	0.0255	0.0256
June	0.0255	0.0251	0.0252
July	0.0252	0.0248	0.0251
August	0.0249	0.0246	0.0248
September	0.0249	0.0245	0.0247
October	0.0247	0.0245	0.0246
November	0.0247	0.0242	0.0244
December	0.0242	0.0239	0.0241