2020 SGD to AED Historical Review

YEARLY HIGH

2.7786 AED

YEARLY LOW

2.5213 AED

YEARLY AVERAGE

2.6638 AED

2020 SGD to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.7786. Conversely, the yearly low was recorded on March 23, dropping to 2.5213.

This high-to-low spread represents a total annual volatility of 0.2573 AED. From a start-to-finish perspective, comparing the January average rate of 2.7191 to the December average rate of 2.7574, the exchange rate registered a net change of 1.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.7786 was up 1.80% compared to the 2019 peak of 2.7295, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 13,893 AED

2019 Average 13,464 AED

Yearly Trough Low 12,607 AED

Transaction Impact: A difference of 1,286.46 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.7751

2.5625

JanuMarcMayJulySeptNove

SGD to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6269, compared to 2.7006 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0736 points.

H1 Avg (Jan–Jun) 2.6269

H2 Avg (Jul–Dec) 2.7006

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1464 AED (High: 2.6677 / Low: 2.5213). On the other end, October was the most stable month, with a tight range of 0.0262 AED (High: 2.7149 / Low: 2.6887).

March Spread (Volatile) ±0.1464

October Spread (Stable) ±0.0262

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0750 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0750

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.7574) against the same month in 2019 (average: 2.7078), the exchange rate shifted by +0.0496 (+1.83%).

2020 Avg (December) 2.7574

2019 Avg (December) 2.7078

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7305	2.6912	2.7191
February	2.6919	2.6201	2.6441
March	2.6677	2.5213	2.5937
April	2.6030	2.5509	2.5802
May	2.6016	2.5731	2.5894
June	2.6513	2.6083	2.6352
July	2.6785	2.6321	2.6469
August	2.7045	2.6686	2.6826
September	2.7063	2.6668	2.6881
October	2.7149	2.6887	2.7013
November	2.7460	2.6856	2.7273
December	2.7786	2.7454	2.7574