2021 SGD to AED Historical Review

YEARLY HIGH

2.7879 AED

YEARLY LOW

2.6761 AED

YEARLY AVERAGE

2.7338 AED

2021 SGD to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 2.7879. Conversely, the yearly low was recorded on December 4, dropping to 2.6761.

This high-to-low spread represents a total annual volatility of 0.1117 AED. From a start-to-finish perspective, comparing the January average rate of 2.7697 to the December average rate of 2.6940, the exchange rate registered a net change of -2.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.7879 was up 0.33% compared to the 2020 peak of 2.7786, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 13,939 AED

2020 Average 13,320 AED

Yearly Trough Low 13,381 AED

Transaction Impact: A difference of 558.57 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.7773

2.6864

JanuMarcMayJulySeptNove

SGD to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7566, compared to 2.7110 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0455 points.

H1 Avg (Jan–Jun) 2.7566

H2 Avg (Jul–Dec) 2.7110

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0484 AED (High: 2.7270 / Low: 2.6786). On the other end, January was the most stable month, with a tight range of 0.0299 AED (High: 2.7879 / Low: 2.7579).

November Spread (Volatile) ±0.0484

January Spread (Stable) ±0.0299

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0420 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0420

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.7697) against the same month in 2020 (average: 2.7191), the exchange rate shifted by +0.0506 (+1.86%).

2021 Avg (January) 2.7697

2020 Avg (January) 2.7191

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7879	2.7579	2.7697
February	2.7853	2.7476	2.7663
March	2.7668	2.7200	2.7354
April	2.7733	2.7292	2.7511
May	2.7808	2.7486	2.7633
June	2.7773	2.7295	2.7534
July	2.7310	2.6883	2.7114
August	2.7321	2.6914	2.7111
September	2.7394	2.6976	2.7256
October	2.7351	2.7035	2.7184
November	2.7270	2.6786	2.7057
December	2.7235	2.6761	2.6940