2020 SGD to AFN Historical Review

YEARLY HIGH

58.4774 AFN

YEARLY LOW

52.2181 AFN

YEARLY AVERAGE

55.7324 AFN

2020 SGD to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 58.4774. Conversely, the yearly low was recorded on March 19, dropping to 52.2181.

This high-to-low spread represents a total annual volatility of 6.2594 AFN. From a start-to-finish perspective, comparing the January average rate of 57.1549 to the December average rate of 57.8568, the exchange rate registered a net change of 1.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 58.4774 was down 2.98% compared to the 2019 peak of 60.2744, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 292,387 AFN

2019 Average 285,516 AFN

Yearly Trough Low 261,090 AFN

Transaction Impact: A difference of 31,296.89 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

58.2919

53.0697

JanuMarcMayJulySeptNove

SGD to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 54.8666, compared to 56.5983 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7317 points.

H1 Avg (Jan–Jun) 54.8666

H2 Avg (Jul–Dec) 56.5983

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.1183 AFN (High: 55.3364 / Low: 52.2181). On the other end, October was the most stable month, with a tight range of 0.5489 AFN (High: 56.8039 / Low: 56.2550).

March Spread (Volatile) ±3.1183

October Spread (Stable) ±0.5489

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.7800 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.7800

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 57.8568) against the same month in 2019 (average: 57.9066), the exchange rate shifted by -0.0499 (-0.09%).

2020 Avg (December) 57.8568

2019 Avg (December) 57.9066

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	58.0584	55.9758	57.1549
February	56.8282	54.3781	55.3749
March	55.3364	52.2181	53.8142
April	54.2753	52.8766	53.5049
May	54.2489	53.6006	53.9146
June	55.7220	54.4628	55.4360
July	56.0026	55.2340	55.5388
August	56.9353	55.7899	56.2897
September	56.5798	55.7485	56.2270
October	56.8039	56.2550	56.5227
November	57.5585	56.1793	57.1548
December	58.4774	57.4991	57.8568