2020 SGD to AZN Historical Review

YEARLY HIGH

1.2879 AZN

YEARLY LOW

1.1686 AZN

YEARLY AVERAGE

1.2347 AZN

2020 SGD to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.2879. Conversely, the yearly low was recorded on March 23, dropping to 1.1686.

This high-to-low spread represents a total annual volatility of 0.1193 AZN. From a start-to-finish perspective, comparing the January average rate of 1.2603 to the December average rate of 1.2781, the exchange rate registered a net change of 1.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2879 was up 1.81% compared to the 2019 peak of 1.2651, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,440 AZN

2019 Average 6,241 AZN

Yearly Trough Low 5,843 AZN

Transaction Impact: A difference of 596.60 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2863

1.1877

JanuMarcMayJulySeptNove

SGD to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2176, compared to 1.2517 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0341 points.

H1 Avg (Jan–Jun) 1.2176

H2 Avg (Jul–Dec) 1.2517

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0679 AZN (High: 1.2365 / Low: 1.1686). On the other end, October was the most stable month, with a tight range of 0.0122 AZN (High: 1.2584 / Low: 1.2462).

March Spread (Volatile) ±0.0679

October Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0348 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0348

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.2781) against the same month in 2019 (average: 1.2551), the exchange rate shifted by +0.0230 (+1.83%).

2020 Avg (December) 1.2781

2019 Avg (December) 1.2551

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2656	1.2474	1.2603
February	1.2477	1.2144	1.2255
March	1.2365	1.1686	1.2022
April	1.2065	1.1824	1.1959
May	1.2059	1.1927	1.2002
June	1.2288	1.2089	1.2214
July	1.2415	1.2200	1.2269
August	1.2536	1.2369	1.2434
September	1.2543	1.2361	1.2459
October	1.2584	1.2462	1.2521
November	1.2728	1.2448	1.2641
December	1.2879	1.2726	1.2781