2021 SGD to AZN Historical Review

YEARLY HIGH

1.2909 AZN

YEARLY LOW

1.2392 AZN

YEARLY AVERAGE

1.2659 AZN

2021 SGD to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 1.2909. Conversely, the yearly low was recorded on December 4, dropping to 1.2392.

This high-to-low spread represents a total annual volatility of 0.0518 AZN. From a start-to-finish perspective, comparing the January average rate of 1.2826 to the December average rate of 1.2473, the exchange rate registered a net change of -2.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2909 was up 0.23% compared to the 2020 peak of 1.2879, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,455 AZN

2020 Average 6,174 AZN

Yearly Trough Low 6,196 AZN

Transaction Impact: A difference of 258.82 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2862

1.2437

JanuMarcMayJulySeptNove

SGD to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2764, compared to 1.2553 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0211 points.

H1 Avg (Jan–Jun) 1.2764

H2 Avg (Jul–Dec) 1.2553

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0223 AZN (High: 1.2627 / Low: 1.2403). On the other end, January was the most stable month, with a tight range of 0.0139 AZN (High: 1.2909 / Low: 1.2771).

November Spread (Volatile) ±0.0223

January Spread (Stable) ±0.0139

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0195 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0195

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.2826) against the same month in 2020 (average: 1.2603), the exchange rate shifted by +0.0223 (+1.77%).

2021 Avg (January) 1.2826

2020 Avg (January) 1.2603

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2909	1.2771	1.2826
February	1.2897	1.2722	1.2809
March	1.2811	1.2594	1.2666
April	1.2841	1.2638	1.2739
May	1.2877	1.2727	1.2795
June	1.2860	1.2638	1.2749
July	1.2645	1.2448	1.2555
August	1.2651	1.2462	1.2554
September	1.2684	1.2491	1.2620
October	1.2665	1.2518	1.2587
November	1.2627	1.2403	1.2529
December	1.2605	1.2392	1.2473