2020 SGD to CRC Historical Review

YEARLY HIGH

461.6737 CRC

YEARLY LOW

385.3487 CRC

YEARLY AVERAGE

423.9939 CRC

2020 SGD to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 461.6737. Conversely, the yearly low was recorded on March 23, dropping to 385.3487.

This high-to-low spread represents a total annual volatility of 76.3251 CRC. From a start-to-finish perspective, comparing the January average rate of 420.7302 to the December average rate of 454.4393, the exchange rate registered a net change of 8.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 461.6737 was up 1.60% compared to the 2019 peak of 454.4068, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,308,369 CRC

2019 Average 2,151,901 CRC

Yearly Trough Low 1,926,743 CRC

Transaction Impact: A difference of 381,625.40 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

459.8318

395.1222

JanuMarcMayJulySeptNove

SGD to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 408.0270, compared to 439.9609 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 31.9340 points.

H1 Avg (Jan–Jun) 408.0270

H2 Avg (Jul–Dec) 439.9609

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 31.0560 CRC (High: 416.4047 / Low: 385.3487). On the other end, October was the most stable month, with a tight range of 4.0546 CRC (High: 445.9015 / Low: 441.8469).

March Spread (Volatile) ±31.0560

October Spread (Stable) ±4.0546

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 11.0084 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -11.0084

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 454.4393) against the same month in 2019 (average: 417.9527), the exchange rate shifted by +36.4866 (+8.73%).

2020 Avg (December) 454.4393

2019 Avg (December) 417.9527

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	426.6459	414.0998	420.7302
February	414.7681	405.0204	409.7218
March	416.4047	385.3487	402.7319
April	405.7992	393.5395	400.5146
May	403.7021	397.4235	400.9369
June	418.4921	404.2621	413.5263
July	424.7448	416.2290	419.4743
August	438.4092	424.6985	432.7742
September	442.2595	434.0350	437.2684
October	445.9015	441.8469	443.7888
November	456.1785	443.3083	452.0206
December	461.6737	449.0317	454.4393