2013 SGD to GEL Historical Review

YEARLY HIGH

1.3861 GEL

YEARLY LOW

1.2904 GEL

YEARLY AVERAGE

1.3308 GEL

2013 SGD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SGD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 1.3861. Conversely, the yearly low was recorded on May 28, dropping to 1.2904.

This high-to-low spread represents a total annual volatility of 0.0958 GEL. From a start-to-finish perspective, comparing the January average rate of 1.3500 to the December average rate of 1.3759, the exchange rate registered a net change of 1.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.3861 was down 2.03% compared to the 2012 peak of 1.4149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,931 GEL

2012 Average 6,686 GEL

Yearly Trough Low 6,452 GEL

Transaction Impact: A difference of 478.80 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.3829

1.2986

JanuMarcMayJulySeptNove

SGD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3303, compared to 1.3313 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 1.3303

H2 Avg (Jul–Dec) 1.3313

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0488 GEL (High: 1.3392 / Low: 1.2904). On the other end, November was the most stable month, with a tight range of 0.0071 GEL (High: 1.3496 / Low: 1.3425).

May Spread (Volatile) ±0.0488

November Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0209 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0209

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.3759) against the same month in 2012 (average: 1.3595), the exchange rate shifted by +0.0164 (+1.20%).

2013 Avg (December) 1.3759

2012 Avg (December) 1.3595

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3573	1.3386	1.3500
February	1.3417	1.3329	1.3370
March	1.3370	1.3266	1.3312
April	1.3403	1.3298	1.3355
May	1.3392	1.2904	1.3146
June	1.3402	1.2949	1.3136
July	1.3134	1.2923	1.3056
August	1.3189	1.2955	1.3062
September	1.3297	1.2982	1.3150
October	1.3497	1.3276	1.3394
November	1.3496	1.3425	1.3456
December	1.3861	1.3499	1.3759