2012 SGD to HTG Historical Review

YEARLY HIGH

34.6772 HTG

YEARLY LOW

31.0602 HTG

YEARLY AVERAGE

33.3805 HTG

2012 SGD to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 34.6772. Conversely, the yearly low was recorded on January 1, dropping to 31.0602.

This high-to-low spread represents a total annual volatility of 3.6170 HTG. From a start-to-finish perspective, comparing the January average rate of 31.6269 to the December average rate of 34.5286, the exchange rate registered a net change of 9.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 34.6772 was up 2.08% compared to the 2011 peak of 33.9708, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 173,386 HTG

2011 Average 161,591 HTG

Yearly Trough Low 155,301 HTG

Transaction Impact: A difference of 18,084.96 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

34.8187

31.3367

JanuMarcMayJulySeptNove

SGD to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.6553, compared to 34.1058 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4504 points.

H1 Avg (Jan–Jun) 32.6553

H2 Avg (Jul–Dec) 34.1058

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 1.3773 HTG (High: 33.9566 / Low: 32.5793). On the other end, November was the most stable month, with a tight range of 0.2426 HTG (High: 34.5668 / Low: 34.3242).

April Spread (Volatile) ±1.3773

November Spread (Stable) ±0.2426

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3572 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.3572

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 34.5286) against the same month in 2011 (average: 31.2391), the exchange rate shifted by +3.2895 (+10.53%).

2012 Avg (December) 34.5286

2011 Avg (December) 31.2391

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.4027	31.0602	31.6269
February	32.6595	31.9804	32.2964
March	32.9747	32.3716	32.7003
April	33.9566	32.5793	33.0887
May	33.9818	32.7835	33.2883
June	33.3577	32.5918	32.9312
July	33.7674	33.0748	33.3901
August	33.9143	33.4886	33.6823
September	34.4557	33.5968	34.1601
October	34.6573	34.1869	34.4366
November	34.5668	34.3242	34.4369
December	34.6772	34.3715	34.5286