2016 SGD to HTG Historical Review

YEARLY HIGH

48.1437 HTG

YEARLY LOW

39.7024 HTG

YEARLY AVERAGE

45.6535 HTG

2016 SGD to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SGD to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 22, valuing the pair at 48.1437. Conversely, the yearly low was recorded on January 6, dropping to 39.7024.

This high-to-low spread represents a total annual volatility of 8.4413 HTG. From a start-to-finish perspective, comparing the January average rate of 40.5195 to the December average rate of 46.3387, the exchange rate registered a net change of 14.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 48.1437 was up 16.05% compared to the 2015 peak of 41.4855, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 240,718 HTG

2015 Average 184,674 HTG

Yearly Trough Low 198,512 HTG

Transaction Impact: A difference of 42,206.73 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

48.4849

39.7954

JanuMarcMayJulySeptNove

SGD to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 44.4023, compared to 46.9047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.5024 points.

H1 Avg (Jan–Jun) 44.4023

H2 Avg (Jul–Dec) 46.9047

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 2.2232 HTG (High: 46.0845 / Low: 43.8613). On the other end, August was the most stable month, with a tight range of 0.5100 HTG (High: 47.7322 / Low: 47.2222).

March Spread (Volatile) ±2.2232

August Spread (Stable) ±0.5100

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.9878 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.9878

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2016: 47.7608) against the same month in 2015 (average: 37.3976), the exchange rate shifted by +10.3632 (+27.71%).

2016 Avg (September) 47.7608

2015 Avg (September) 37.3976

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.9197	39.7024	40.5195
February	43.7486	41.6997	42.9565
March	46.0845	43.8613	45.1011
April	46.4438	45.6622	46.0191
May	46.2814	45.0145	45.4810
June	47.0159	45.3458	46.3366
July	47.2991	46.6593	46.8797
August	47.7322	47.2222	47.5420
September	48.1437	47.2645	47.7608
October	47.8479	46.3935	46.9476
November	46.7002	45.1847	45.9597
December	46.9398	45.9711	46.3387