2014 SGD to JMD Historical Review

YEARLY HIGH

90.7779 JMD

YEARLY LOW

83.2420 JMD

YEARLY AVERAGE

87.5222 JMD

2014 SGD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 90.7779. Conversely, the yearly low was recorded on January 21, dropping to 83.2420.

This high-to-low spread represents a total annual volatility of 7.5359 JMD. From a start-to-finish perspective, comparing the January average rate of 83.6289 to the December average rate of 86.5554, the exchange rate registered a net change of 3.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 90.7779 was up 7.41% compared to the 2013 peak of 84.5179, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 453,890 JMD

2013 Average 398,730 JMD

Yearly Trough Low 416,210 JMD

Transaction Impact: A difference of 37,679.69 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

91.0324

82.9558

JanuMarcMayJulySeptNove

SGD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.4740, compared to 88.5704 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.0964 points.

H1 Avg (Jan–Jun) 86.4740

H2 Avg (Jul–Dec) 88.5704

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 2.0854 JMD (High: 90.2201 / Low: 88.1347). On the other end, August was the most stable month, with a tight range of 0.5845 JMD (High: 90.3517 / Low: 89.7672).

September Spread (Volatile) ±2.0854

August Spread (Stable) ±0.5845

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.0972 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.0972

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 90.3593) against the same month in 2013 (average: 79.7791), the exchange rate shifted by +10.5802 (+13.26%).

2014 Avg (July) 90.3593

2013 Avg (July) 79.7791

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	84.0119	83.2420	83.6289
February	85.4752	84.0652	84.8803
March	86.8888	85.0921	85.7891
April	87.7282	86.5464	87.3233
May	88.5956	87.4969	88.2745
June	89.5704	88.2819	88.9477
July	90.7779	89.6813	90.3593
August	90.3517	89.7672	90.1369
September	90.2201	88.1347	89.1139
October	88.5494	87.7904	88.1769
November	87.6564	86.6086	87.0796
December	87.3561	85.9041	86.5554