YEARLY HIGH
126.3046 JMD
YEARLY LOW
113.4073 JMD
YEARLY AVERAGE
121.7915 JMD

2025 SGD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 30, valuing the pair at 126.3046. Conversely, the yearly low was recorded on January 5, dropping to 113.4073.

This high-to-low spread represents a total annual volatility of 12.8973 JMD. From a start-to-finish perspective, comparing the January average rate of 115.2662 to the December average rate of 123.9367, the exchange rate registered a net change of 7.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 126.3046 was up 2.61% compared to the 2024 peak of 123.0953, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 631,523 JMD
2024 Average 585,174 JMD
Yearly Trough Low 567,037 JMD
Transaction Impact: A difference of 64,486.59 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

125.7833
114.3101
JanuMarcMayJulySeptNove

SGD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 119.4316, compared to 124.1514 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.7198 points.

H1 Avg (Jan–Jun) 119.4316
H2 Avg (Jul–Dec) 124.1514

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 4.4826 JMD (High: 121.1464 / Low: 116.6638). On the other end, November was the most stable month, with a tight range of 0.9588 JMD (High: 123.7198 / Low: 122.7610).

April Spread (Volatile) ±4.4826
November Spread (Stable) ±0.9588

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.7410 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.7410

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 124.5147) against the same month in 2024 (average: 115.0960), the exchange rate shifted by +9.4186 (+8.18%).

2025 Avg (June) 124.5147
2024 Avg (June) 115.0960

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 116.9123 113.4073 115.2662
February 118.5343 114.8316 117.2087
March 118.0730 115.8466 117.3758
April 121.1464 116.6638 119.4393
May 123.9034 121.1591 122.7845
June 126.3046 123.5552 124.5147
July 126.2295 123.2287 124.8272
August 125.3031 122.5885 124.4563
September 125.8638 123.4394 124.6035
October 124.5774 123.0159 123.8625
November 123.7198 122.7610 123.2221
December 124.9985 123.4608 123.9367