2012 SGD to LRD Historical Review

YEARLY HIGH

60.9675 LRD

YEARLY LOW

55.3794 LRD

YEARLY AVERAGE

58.9960 LRD

2012 SGD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 60.9675. Conversely, the yearly low was recorded on January 1, dropping to 55.3794.

This high-to-low spread represents a total annual volatility of 5.5881 LRD. From a start-to-finish perspective, comparing the January average rate of 56.8212 to the December average rate of 59.8846, the exchange rate registered a net change of 5.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 60.9675 was up 0.46% compared to the 2011 peak of 60.6870, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 304,837 LRD

2011 Average 286,824 LRD

Yearly Trough Low 276,897 LRD

Transaction Impact: A difference of 27,940.48 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

60.5436

56.4828

JanuMarcMayJulySeptNove

SGD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 58.2775, compared to 59.7146 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4371 points.

H1 Avg (Jan–Jun) 58.2775

H2 Avg (Jul–Dec) 59.7146

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 3.4539 LRD (High: 58.8332 / Low: 55.3794). On the other end, December was the most stable month, with a tight range of 1.3509 LRD (High: 60.6215 / Low: 59.2706).

January Spread (Volatile) ±3.4539

December Spread (Stable) ±1.3509

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5179 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5179

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 59.9381) against the same month in 2011 (average: 57.5523), the exchange rate shifted by +2.3858 (+4.15%).

2012 Avg (September) 59.9381

2011 Avg (September) 57.5523

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	58.8332	55.3794	56.8212
February	59.1284	57.3614	58.3978
March	59.2936	57.6037	58.3872
April	59.9757	58.0467	58.9531
May	60.0687	57.7658	58.8118
June	58.8808	57.3655	58.2939
July	60.0451	58.2644	59.1826
August	60.2327	58.7159	59.3267
September	60.9675	59.2904	59.9381
October	60.5841	58.8809	59.7501
November	60.7149	59.0802	60.2052
December	60.6215	59.2706	59.8846