YEARLY HIGH
146.7492 LRD
YEARLY LOW
115.8820 LRD
YEARLY AVERAGE
138.9015 LRD

2020 SGD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 30, valuing the pair at 146.7492. Conversely, the yearly low was recorded on November 19, dropping to 115.8820.

This high-to-low spread represents a total annual volatility of 30.8672 LRD. From a start-to-finish perspective, comparing the January average rate of 141.7277 to the December average rate of 121.0709, the exchange rate registered a net change of -14.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 146.7492 was down 5.87% compared to the 2019 peak of 155.9079, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 733,746 LRD
2019 Average 682,755 LRD
Yearly Trough Low 579,410 LRD
Transaction Impact: A difference of 154,335.91 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

148.1778
118.6067
JanuMarcMayJulySeptNove

SGD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 140.7873, compared to 137.0156 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.7716 points.

H1 Avg (Jan–Jun) 140.7873
H2 Avg (Jul–Dec) 137.0156

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 17.9230 LRD (High: 133.8050 / Low: 115.8820). On the other end, May was the most stable month, with a tight range of 1.6437 LRD (High: 140.6703 / Low: 139.0266).

November Spread (Volatile) ±17.9230
May Spread (Stable) ±1.6437

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 19.5761 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -19.5761

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 145.5635) against the same month in 2019 (average: 146.9801), the exchange rate shifted by -1.4166 (-0.96%).

2020 Avg (August) 145.5635
2019 Avg (August) 146.9801

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 143.8315 139.3250 141.7277
February 142.9123 140.4695 141.4927
March 143.5905 135.4839 139.6421
April 140.3697 137.6137 139.1456
May 140.6703 139.0266 139.8927
June 143.5456 141.0566 142.8230
July 145.2932 142.8468 143.6238
August 146.7492 144.7752 145.5635
September 146.5230 144.4856 145.7135
October 146.5555 133.9580 142.8491
November 133.8050 115.8820 123.2730
December 124.2425 117.9541 121.0709