2014 SGD to LVL Historical Review

YEARLY HIGH

0.4381 LVL

YEARLY LOW

0.3988 LVL

YEARLY AVERAGE

0.4174 LVL

2014 SGD to LVL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to LVL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 0.4381. Conversely, the yearly low was recorded on March 20, dropping to 0.3988.

This high-to-low spread represents a total annual volatility of 0.0393 LVL. From a start-to-finish perspective, comparing the January average rate of 0.4043 to the December average rate of 0.4337, the exchange rate registered a net change of 7.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4381 was down 0.73% compared to the 2013 peak of 0.4413, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,190 LVL

2013 Average 2,111 LVL

Yearly Trough Low 1,994 LVL

Transaction Impact: A difference of 196.41 LVL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4380

0.3987

JanuMarcMayJulySeptNove

SGD to LVL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4064, compared to 0.4284 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0219 points.

H1 Avg (Jan–Jun) 0.4064

H2 Avg (Jul–Dec) 0.4284

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 0.0135 LVL (High: 0.4282 / Low: 0.4148). On the other end, April was the most stable month, with a tight range of 0.0030 LVL (High: 0.4081 / Low: 0.4051).

August Spread (Volatile) ±0.0135

April Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between March and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0028 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.4348) against the same month in 2013 (average: 0.4174), the exchange rate shifted by +0.0174 (+4.17%).

2014 Avg (November) 0.4348

2013 Avg (November) 0.4174

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4069	0.4014	0.4043
February	0.4071	0.4023	0.4048
March	0.4080	0.3988	0.4020
April	0.4081	0.4051	0.4065
May	0.4117	0.4066	0.4096
June	0.4145	0.4095	0.4115
July	0.4213	0.4112	0.4159
August	0.4282	0.4148	0.4211
September	0.4347	0.4270	0.4310
October	0.4381	0.4314	0.4337
November	0.4381	0.4304	0.4348
December	0.4377	0.4296	0.4337