2015 SGD to LVL Historical Review

YEARLY HIGH

0.4866 LVL

YEARLY LOW

0.4358 LVL

YEARLY AVERAGE

0.4595 LVL

2015 SGD to LVL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to LVL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 0.4866. Conversely, the yearly low was recorded on August 24, dropping to 0.4358.

This high-to-low spread represents a total annual volatility of 0.0508 LVL. From a start-to-finish perspective, comparing the January average rate of 0.4520 to the December average rate of 0.4537, the exchange rate registered a net change of 0.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4866 was up 11.08% compared to the 2014 peak of 0.4381, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,433 LVL

2014 Average 2,087 LVL

Yearly Trough Low 2,179 LVL

Transaction Impact: A difference of 253.84 LVL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4862

0.4366

JanuMarcMayJulySeptNove

SGD to LVL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4666, compared to 0.4525 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0141 points.

H1 Avg (Jan–Jun) 0.4666

H2 Avg (Jul–Dec) 0.4525

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0285 LVL (High: 0.4671 / Low: 0.4387). On the other end, July was the most stable month, with a tight range of 0.0065 LVL (High: 0.4674 / Low: 0.4609).

January Spread (Volatile) ±0.0285

July Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0154 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0154

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.4821) against the same month in 2014 (average: 0.4065), the exchange rate shifted by +0.0756 (+18.59%).

2015 Avg (April) 0.4821

2014 Avg (April) 0.4065

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4671	0.4387	0.4520
February	0.4607	0.4540	0.4568
March	0.4811	0.4603	0.4715
April	0.4866	0.4740	0.4821
May	0.4778	0.4650	0.4720
June	0.4741	0.4623	0.4649
July	0.4674	0.4609	0.4648
August	0.4619	0.4358	0.4494
September	0.4447	0.4372	0.4407
October	0.4532	0.4361	0.4455
November	0.4705	0.4512	0.4608
December	0.4709	0.4483	0.4537