2012 SGD to MGA Historical Review

YEARLY HIGH

1861.4553 MGA

YEARLY LOW

1635.2576 MGA

YEARLY AVERAGE

1753.6792 MGA

2012 SGD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 1861.4553. Conversely, the yearly low was recorded on May 23, dropping to 1635.2576.

This high-to-low spread represents a total annual volatility of 226.1976 MGA. From a start-to-finish perspective, comparing the January average rate of 1735.6361 to the December average rate of 1850.4161, the exchange rate registered a net change of 6.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1861.4553 was up 8.16% compared to the 2011 peak of 1720.9424, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 9,307,276 MGA

2011 Average 8,038,844 MGA

Yearly Trough Low 8,176,288 MGA

Transaction Impact: A difference of 1,130,988.17 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1870.2083

1632.7013

JanuMarcMayJulySeptNove

SGD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1696.2341, compared to 1811.1243 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 114.8902 points.

H1 Avg (Jan–Jun) 1696.2341

H2 Avg (Jul–Dec) 1811.1243

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 102.8550 MGA (High: 1822.6228 / Low: 1719.7678). On the other end, December was the most stable month, with a tight range of 20.6151 MGA (High: 1861.4553 / Low: 1840.8402).

July Spread (Volatile) ±102.8550

December Spread (Stable) ±20.6151

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 28.8479 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -28.8479

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1850.4161) against the same month in 2011 (average: 1652.6008), the exchange rate shifted by +197.8153 (+11.97%).

2012 Avg (December) 1850.4161

2011 Avg (December) 1652.6008

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1751.8929	1715.8362	1735.6361
February	1744.0382	1702.6825	1731.6717
March	1734.6836	1675.6352	1702.8238
April	1696.0774	1661.0144	1681.1055
May	1696.9158	1635.2576	1652.4936
June	1717.4592	1635.3712	1673.6738
July	1822.6228	1719.7678	1786.9792
August	1824.2353	1783.3918	1802.6917
September	1820.3641	1786.5565	1801.1689
October	1815.4953	1772.6888	1795.1680
November	1845.6276	1807.8900	1830.3221
December	1861.4553	1840.8402	1850.4161